KiKa is a German television channel for Children. Last week their summer tour visited Wiesbaden, so we took a break from moving into our new flat to go there for the day.
We arrived early enough to get a good view of the main stage and at the very front there was even a special area for children. After the first few acts we tried to get autographs from the mainpresenters, but the queues were so long, that by the time we got to the front they were in the process of leaving.
The main presenters - Singa and Juri on stage
Although there was plenty on offer, the number of children present meant that anything you wanted to do you had to queue for, which is why in the afternoon we spent 2½ hours queuing for the chance to climb up a giant loaf of bread!
Climbing up "Bernd das Brot"
To find out more, listen to the podcast:
(Press the “play” button to listen to the podcast)
Hausratversicherung is the name given in Germany to contents insurance.
Put quite simply, Hausratversicherung covers the contents of your flat or house and insures them against theft or damage through fire, water, or vandalism. Depending on which insurance company you select, it may also cover other events.
The insurance premium depends on the size of the flat that you wish to insure, but may also take into consideration the type of locks used. It is important to ensure that the amount you insure the contents for does actually cover the entire value, otherwise you may be in a situation of Unterversicherung - being underinsured.
To hear a simple explanation and a short discussion in German, listen to the podcast:
(Press the “play” button to listen to the podcast)
Disclaimer: this podcast is a simple explanation for non-native speakers. For insurance advice, please contact a Versicherungsvertreter or Versicherungsmakler.
Haftpflichtversicherung is the name given to liability insurance in Germany.
Some forms of Haftpflichtversicherung are compulsary, such as 3rd party insurance for cars. Certain career groups such as lawyers, tax advisors, auditors and hunters are also required to have the relevant type of insurance.
Many people have a Privathaftpflichtversicherung - a liability insurance for individuals or families to cover themselves, eg. in case they damage a rented flat or knock over a display in a shop.
Pet owners in particular may consider the Tierhalterhaftpflichtversicherung, especially if they have pets that they take outside with them.
To hear a simple explanation and a short discussion in German, listen to the podcast:
(Press the “play” button to listen to the podcast)
Disclaimer: this podcast is a simple explanation for non-native speakers. For insurance advice, please contact a Versicherungsvertreter or Versicherungsmakler.
