Why your bank may not help you if you pay by ec-card and PIN

Laptop with card reader - ©Can Stock Photo Inc. / MultiartOne of the most popular ways of paying for things  in shops in Germany is by ec-card – a standardised debit card that is issued by most banks and accepted by most shops. The card, which has a both a magnetic strip and a chip on it, generally comes with a PIN and you enter the PIN when paying to confirm the transaction, although some older card readers still require you to sign a slip of paper instead.

The money is debited from your bank account in a similar way to a direct debit (“Lastschrift”), but the similarity stops here. Because whereas a direct debit can be reversed within 6 weeks, I recently found out that such protection is not offered when paying by PIN. [Read more…]

Leb’ wohl, Bio-Ethanol

Ford Focus FlexifuelIt is now four years since I started driving a car powered by bio-ethanol.  Those four years ended yesterday when I returned the car to the dealer with only a few days left to run on the lease.

The car that I have replaced it with no longer runs on bio-ethanol (E85), although it does use the new E10 fuel.

So how have those four years been and why did I switch back?

Well, whilst on the one hand it was nice to try something new [Read more…]

E10 in Germany – is your car compatible?

Ford Focus FlexifuelThere has been a lot of discussion recently in Germany about the introduction of the new E10 petrol.

  • Is it really good for the environment?
  • Does it really cut CO2 emissions?
  • Will it cause monotonous landscapes and food shortages?

However I am sure that the question on most motorists’ minds is “will it damage my car?” [Read more…]

By continuing to use this website site, you agree to the use of cookies. [more information]

This website uses cookies to give you the best browsing experience possible. Cookies are small text files that are stored by the web browser on your computer. Most of the cookies that we use are so-called “Session cookies”. These are automatically deleted after your visit. The cookies do not damage your computer system or contain viruses. Please read our privacy information page for more details.

Close