Why does everyone expect us to charge in US Dollars?

Dollar and Euro signs - ©iStockphoto.com/ArsgeraAm I right in thinking that if you go on holiday to another country, you usually exchange some cash into the local currency and pay with that?

Or do you go into a shop in say, Madrid, and ask what something costs in a Dollars?

Certainly you would not try to actually pay in Dollars, would you?

Admittedly there are some exceptions, such as the fast food outlets in Germany near U.S. airforce bases, that really do accept dollars and display the exchange rate on the tills.

But generally speaking, if you are in the U.S. you pay in dollars, in most of Europe you pay in Euro, and in the United Kingdom you pay in Pounds sterling.

So you would think that the same would be true in the on-line world as well, wouldn’t you? [Read more…]

On-line credit card payments just got more complicated

Credit cards - ©iStockphoto.com/zentiliaPaying with a credit card when buying things on-line has become a part of life on the internet.

A few years ago credit cards were not particularly popular in Germany, and many shops still do not take them.  Many people only have them for ordering goods on-line, so they do not get that much use.

One of the main reason for their popularity is probably the fact that it is considered safe, because if something goes wrong you can call the credit card company and get their help to sort it out.  This makes it better than a bank transfer, cheaper than ordering something to be delivered as “Nachnahme”, and avoids giving out bank account details for a direct debit payment.

Of course, the credit card companies have an interest in making their system safe, [Read more…]

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